All About SIP, STP & SWP: Where Should You Invest | Mutual Fund | Personal Finance | Money Today

SIP, STP and SWP are three key strategies every mutual fund investor should understand. In this episode of Money Today, we are joined by Prableen Bajpai, Founder, FinFix® Research & Analytics, to decode these strategies and understand when and how investors can use them effectively. From building a long-term corpus through SIPs to managing lump-sum investments through STPs and creating regular cash flows through SWPs, we explore how these strategies fit into different stages of an investor’s journey. The conversation also covers choosing the right asset class based on financial goals, investment horizon and risk appetite, along with the role of equity, debt, gold and hybrid funds. We also answer viewer questions on retirement planning, taxation, portfolio diversification and investing for children’s education.