
Gen Z investors have access to more information and technology than ever, but building wealth still requires patience and discipline. Santosh Joseph, Founder, Germinate Investor Services, says even experts often struggle to predict short-term market direction, making long-term investing more important. Rather than chasing instant gratification or trying to gamify investing, young investors should stay focused on earnings growth, economic growth and the power of compounding. He encourages Gen Z to use technology to become smarter and more informed investors while allowing their money to grow steadily over time. The goal is to build significantly greater wealth over the next decade.