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Cover Story

Mar 31, 2012
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Banking Respect your money, follow a plan when making investments

Respect your money, follow a plan when making investments

We tend to invest in peaking markets, losing out on market gains in the process. The wise thing to do would be to follow an investment plan.

Best banks to take loan from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.

When to best reduce home loan interest rate

A number of banks and HFCs reduce the interest rate on floating rate loans for a fee. There is also the option of shifting the loan account to a lender offering a lower rate.
Careers Career tips - How to quit a job on cordial terms

Career tips - How to quit a job on cordial terms

Knowing when to resign can help you get a better job without hampering goodwill.
Perspective India remained the largest country for gold demand in 2011

India remained the largest country for gold demand in 2011

Though India remains the biggest consumer of gold, the demand for the precious metal declined in 2011 from 1,006.3 tonnes in 2010.

Sebi makes reservation for retail investor in share buyback offers

Markets regulator Sebi has made it mandatory to reserve 15 per cent of the offer for retail investors with holdings up to Rs 2 lakh in the company.

Now, insurance agents to help you decide on best policy

The insurance regulator has floated a draft proposal suggesting that 'insurance need analysis' of customers by intermediaries and insurers be made mandatory before sale of insurance policies.

RBI asks banks to locate and refund Rs 1,700 cr unclaimed deposits

The Reserve Bank of India has asked banks to locate and refund unclaimed deposits estimated at over Rs 1,700 crore to customers or their legal heirs.

Irda may disallow prepayment of insurance policy premium

The Insurance Regulatory and Development Authority wants to curb mis-selling by agents and brokers who ask people to make advance payments to avail of discounts on premiums.

Now ATMs in rural areas too, thanks to non-bank entities

With the Reserve Bank of India allowing non-bank entities to own and operate ATM networks, bank account holders in rural and semi-urban areas may find it easy to withdraw money.

Personal Finance experts on latest trends in the sector

Personal Finance experts on latest trends in the sector.

Multi Commodity Exchange - The first publicly-traded exchange in India

No.1 The Multi Commodity Exchange is set to become the first publicly-traded exchange in India. It is also the first public share sale of 2012.

Recent rulings in personal finance which can affect you

A look at recent rulings from banking, stock market, commodites and insurance sectors which can affect you.

Banks to exlude registry, documentation charges before giving out home loans

RBI has asked banks to exclude stamp duty, registration and other documentation charges from the total value of the home for calculating the maximum amount of loan that can be disbursed for property.

Rupee likely to stage a comeback against dollar in forex market

There are several factors that will determine the rupee's movement from here on. High inflation, deficit concerns and India's high import bill could have a bearing on the currency.
Technology Bond with the best - Seriously cool gadgets to impress you

Bond with the best - Seriously cool gadgets to impress you

Looks can be deceiving. These devices can do what they are meant to - and what they aren't.

A website can give even higher returns than real estate

People fail to realise the huge opportunity in the virtual world where websites - priced at 8-10 times the monthly income they generate - are undervalued compared with other investments.
Query Corner Money Today readers get solutions for their financial queries

Money Today readers get solutions for their financial queries

Money Today readers write in with their financial queries to have the magazine's experts help them out with sound advice.
Insurance Things to keep in mind when surrendering insurance policy

Things to keep in mind when surrendering insurance policy

It is important to review your insurance portfolio from time to time to know what's redundant. Here are a few points you must consider before surrendering your existing policy.

Bharti AXA MD & CEO talks about impact of recent changes in insurance sector

Amarnath Ananthanarayanan, MD & CEO, Bharti AXA, talks to Chandralekha Mukerji about the most recent changes in the insurance sector and their impact.
Investment Be cautious when investing in company going for share buyback

Be cautious when investing in company going for share buyback

Market experts have a word of caution for you if you plan to invest in firms which are going to buy back their shares.

With interest rates likely to fall, go for long-term debt funds

There are signs that the Reserve Bank of India will soon be reversing the rate increase cycle. This should be reason enough for you to tweak your fixed income portfolio.

Investors likely to gain as India Inc's Q3 results hold promise

Are stock markets sensing better days ahead for India Inc? Third quarter results showed India Inc in better shape than expected. The next quarter may bring positive surprises.

Tips to gain from stock inclusions in indices

Inclusion in an index is usually positive for a stock. Here's how you can make the most of it.
Commodities 2012 to be tough for commodity investors with prices under pressure

2012 to be tough for commodity investors with prices under pressure

While global trends may be reflected in some commodities, experts feel domestic prices of some commodities may move in a different direction.
Mutual Fund Mutual fund watch: Infra funds gained 4 per cent in past 5 years

Mutual fund watch: Infra funds gained 4 per cent in past 5 years

Infrastructure remained one of the worst performing sectors in the past one year. However, on an average infrastructure funds gained 4 per cent in the past five years.
Talk Back Money Today readers feedback on the magazines personal finance coverage

Money Today readers feedback on the magazines personal finance coverage

The cover package on the rupee movement (The Rupee Impact, February 2012) and its impact on individual finances was very illuminating, writes Jyoti Jairam from Allahabad.
Tax Financial year ending: Best investment tips to save tax

Financial year ending: Best investment tips to save tax

Investment tips - Even at the end of the financial year, choosing the appropriate tax-saving instruments can ease your burden.
Stocks Right time to invest in small- and mid-cap stocks

Right time to invest in small- and mid-cap stocks

The worst seems over for stocks of small-cap and mid-cap companies, which had to bear most of the brunt of the market slowdown last year. It may be the right time to invest.

Stock watch: Tata Motors among top gainers in last 6 months

Tata Motors is among the top gainers in the last six months with return of over 60 per cent.
Editors Note Sarbajeet K Sen on how one must know tricks against getting duped by fraudsters

Sarbajeet K Sen on how one must know tricks against getting duped by fraudsters

Be careful with the spare cash that you are looking to invest. Dubious schemes are being floated by scammers to entice investors with promises of astronomical returns.