- India's financial services sector has grown exponentially in the last decade. The incidents of frauds have also been on the rise.
- Here are forms of accounting frauds and signs that may alert you to wrongdoing.
- Card frauds range from purchases made on lost or stolen cards to phishing, identity theft and traps set up through unsecured Internet transactions. Some common sense and no-cost measures can protect you from card frauds.
- Stock market scams involving the likes of Harshad Mehta and Ketan Parekh in the past explain investors' disillusionment with the stock market. We take a look at the most recent investment frauds and give a low-down on the modus operandi of the perpetrators.
- Stepping up vigilance is the only way you can protect yourself from stock market scams.
Respect your money, follow a plan when making investmentsWe tend to invest in peaking markets, losing out on market gains in the process. The wise thing to do would be to follow an investment plan. Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
When to best reduce home loan interest rateA number of banks and HFCs reduce the interest rate on floating rate loans for a fee. There is also the option of shifting the loan account to a lender offering a lower rate.
Career tips - How to quit a job on cordial termsKnowing when to resign can help you get a better job without hampering goodwill.
India remained the largest country for gold demand in 2011Though India remains the biggest consumer of gold, the demand for the precious metal declined in 2011 from 1,006.3 tonnes in 2010.
Sebi makes reservation for retail investor in share buyback offersMarkets regulator Sebi has made it mandatory to reserve 15 per cent of the offer for retail investors with holdings up to Rs 2 lakh in the company.
Now, insurance agents to help you decide on best policyThe insurance regulator has floated a draft proposal suggesting that 'insurance need analysis' of customers by intermediaries and insurers be made mandatory before sale of insurance policies.
RBI asks banks to locate and refund Rs 1,700 cr unclaimed depositsThe Reserve Bank of India has asked banks to locate and refund unclaimed deposits estimated at over Rs 1,700 crore to customers or their legal heirs.
Irda may disallow prepayment of insurance policy premiumThe Insurance Regulatory and Development Authority wants to curb mis-selling by agents and brokers who ask people to make advance payments to avail of discounts on premiums.
Now ATMs in rural areas too, thanks to non-bank entitiesWith the Reserve Bank of India allowing non-bank entities to own and operate ATM networks, bank account holders in rural and semi-urban areas may find it easy to withdraw money.
Personal Finance experts on latest trends in the sectorPersonal Finance experts on latest trends in the sector.
Multi Commodity Exchange - The first publicly-traded exchange in IndiaNo.1 The Multi Commodity Exchange is set to become the first publicly-traded exchange in India. It is also the first public share sale of 2012.
Recent rulings in personal finance which can affect youA look at recent rulings from banking, stock market, commodites and insurance sectors which can affect you.
Banks to exlude registry, documentation charges before giving out home loansRBI has asked banks to exclude stamp duty, registration and other documentation charges from the total value of the home for calculating the maximum amount of loan that can be disbursed for property.
Rupee likely to stage a comeback against dollar in forex marketThere are several factors that will determine the rupee's movement from here on. High inflation, deficit concerns and India's high import bill could have a bearing on the currency.
Bond with the best - Seriously cool gadgets to impress youLooks can be deceiving. These devices can do what they are meant to - and what they aren't.
A website can give even higher returns than real estatePeople fail to realise the huge opportunity in the virtual world where websites - priced at 8-10 times the monthly income they generate - are undervalued compared with other investments.
Money Today readers get solutions for their financial queriesMoney Today readers write in with their financial queries to have the magazine's experts help them out with sound advice.
Things to keep in mind when surrendering insurance policyIt is important to review your insurance portfolio from time to time to know what's redundant. Here are a few points you must consider before surrendering your existing policy.
Bharti AXA MD & CEO talks about impact of recent changes in insurance sectorAmarnath Ananthanarayanan, MD & CEO, Bharti AXA, talks to Chandralekha Mukerji about the most recent changes in the insurance sector and their impact.
Be cautious when investing in company going for share buybackMarket experts have a word of caution for you if you plan to invest in firms which are going to buy back their shares.
With interest rates likely to fall, go for long-term debt fundsThere are signs that the Reserve Bank of India will soon be reversing the rate increase cycle. This should be reason enough for you to tweak your fixed income portfolio.
Investors likely to gain as India Inc's Q3 results hold promiseAre stock markets sensing better days ahead for India Inc? Third quarter results showed India Inc in better shape than expected. The next quarter may bring positive surprises.
Tips to gain from stock inclusions in indicesInclusion in an index is usually positive for a stock. Here's how you can make the most of it.
2012 to be tough for commodity investors with prices under pressureWhile global trends may be reflected in some commodities, experts feel domestic prices of some commodities may move in a different direction.
Mutual fund watch: Infra funds gained 4 per cent in past 5 yearsInfrastructure remained one of the worst performing sectors in the past one year. However, on an average infrastructure funds gained 4 per cent in the past five years.
Money Today readers feedback on the magazines personal finance coverageThe cover package on the rupee movement (The Rupee Impact, February 2012) and its impact on individual finances was very illuminating, writes Jyoti Jairam from Allahabad.
Financial year ending: Best investment tips to save taxInvestment tips - Even at the end of the financial year, choosing the appropriate tax-saving instruments can ease your burden.
Right time to invest in small- and mid-cap stocksThe worst seems over for stocks of small-cap and mid-cap companies, which had to bear most of the brunt of the market slowdown last year. It may be the right time to invest.
Stock watch: Tata Motors among top gainers in last 6 monthsTata Motors is among the top gainers in the last six months with return of over 60 per cent.