Cover Story
- Here's how you can make the most of top-up covers.
- It's not unusual to have more than one health policy. Here's how you can ensure smooth settlement.
- Health insurance is an annual contract and can be changed according to the company's requirement at the time of renewal. So, review all inclusions and exclusions every year.
- Information provided in the proposal health insurance form is the basis of premium calculation. Hence, customers should disclose correct information, even if it means having to pay more.
- Factor in the rise in medical costs before buying a health insurance cover.
- Indians will be able to buy health insurance up to the age of 65 years and get it renewed without any exit age if the Insurance Regulatory and Development Authority's latest draft guidelines are implemented.
- J Hari Narayan, chairman, Insurance Regulatory and Development Authority, talks about the new health insurance guidelines and portability in an interview to Money Today.
- We provide a comparision of health insurance products available in different categories on the basis of some crucial variables to help you pick the most suitable ones.
- In October 2011, websites of health insurers flashed the new portability menu that promised customers the moon. Take a look at the impediments and things that must be kept in mind while porting health insurance policies.
How financial planning contributes to the society
The importance of financial intermediation is being understood by all. Need-based, comprehensive and ethical financial intermediation can contribute significantly towards growth of a nation in terms of creating financial well-being at all levels within the society.Wockhardt among top gainers in last six months
Wockhardt is among the top gainers in the last six months with return of around 127 per cent.Stock Watch: Auto stocks set for a comeback
The recent poor performance of automobile stocks may soon be a thing of the past.STOCK TIP: In uncertain times, invest in companies with loads of cash
Making money from equities is never easy. It's more difficult if the market is directionless, as it has been for the last few months. One way to handle such a situation without taking too much risk is investing in companies with good cash reserves.
Rupee fall: Any dollar-denominated asset can give you good returns
In general, any dollar-denominated asset can give you good returns in today's times, but factor in all the elements that influence its price.Investment tip: Stocks which are one of a kind are risky
Shares of companies which are the only ones in their sectors to be listed often get a good response from investors. One reason for this is scarcity. That is why most such stocks clock huge listing gains, though a few fizzle out after some time.Rupee falling against the dollar? Here's what not to do
The rupee has been falling against the dollar since August last year. Experts offer advice on investments that can help people gain from the situation.Quant funds are a good way to diversify your portfolio
Quant funds use complex software to make buy/sell decisions. Returns from quant funds vary widely. Experts suggest investors should look at funds' past record. Globally, quant funds have a record of giving downside protection but failing to match returns from regular funds.Investment tip: Why e-commodities are good options for retail investors
There was a time when commodity trading was only for the rich. Not any more. With e-commodities, even small investors can now partake of the commodity market boom. E-commodities are an ideal choice for retail investors wanting a piece of action in the market.
Equity markets continue to affect diversified equity funds
Persisting negative sentiments in domestic equity markets have impacted long-term performance of diversified equity funds with average 5-year return being below 5 per cent.Emerging mutual fund schemes you must invest in
We list schemes which have recently acquired star fame after impressive performance in the past three years.Mutual fund: BSL Frontline Equity outperforms benchmark four times
Mutual fund watch: BSL Frontline Equity has outperformed its benchmark four times in the past five years.
The family route to save income tax
If you are resorting to roundabout ways to save tax, be careful not to rub the law the wrong way. The government has upped the ante against transactions intended at avoiding tax.Money Today experts answer your personal finance queries
Money Today experts answer your personal finance queries related to any sector - banking, insurance, investment, tax, or loans.E-filing of income-tax returns mandatory for some taxpayers
E-filing of income-tax returns has become mandatory for some taxpayers as the tax department tries to modernise.
Best banks to take loan from
Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Money Today readers give their feedback on personal finance coverage
Money Today readers write back to the Editor with their feedback on the magazine's coverage of key sectors of personal finance.
Review: HTC One S, Samsung Galaxy S3, Lava XOLO X900 and more
Sam Abraham introduces new products and services to help you zero in on those that offer value for money. A look at recent personal finance rulings which can affect you
A look at recent personal finance rulings which can affect you.E-transfer of up to Rs 1 lakh to be free?
Former finance minister Pranab Mukherjee suggests making electronic transfer of funds up to Rs 1 lakh free of cost.Investors shy away from IPO market on uncertainty
Market experts do not see much action in the primary market for the next few more months as uncertainty in the equities market is scaring investors away.Investors of fixed-income instruments to benefit from RBI's no rate cut
The Reserve Bank of India's decision to hold the rate cuts for the time being may not bring the much-needed respite to retail borrowers, but investors in fixed-income instruments can take advantage.
Tips to make travelling by car easier in summers
Auto Bild gives you a checklist to make travelling in the summer easier, especially covering long distances.
Career tip: How to work a slowing economy to your advantage
The sluggish economy and the conservative reaction by firms make for a challenging time. Treat this new environment as a chance to enhance your skills by handling increasingly challenging roles or acquiring new skills.
Tips for safe online and mobile banking
Banking on the Internet saves time at no extra cost but the dangers are very real. Staying safe is about being diligent and smart.Career tip: Earning regular income from a one-time effort
You don't need to work round the year for a regular income. Learn how to get paid repeatedly for a one-time effort. With a bit of creative thinking, you can set up online properties and businesses that bring a regular flow of income with minimal effort.
Child going abroad for studies? Here's how to buy the right insurance policy
Rules for international students differ from university to university. The sum insured and the type of insurance required, too, vary.
Options galore for luxury home buyers despite slowdown
With the number of affluent individuals rising, luxury residences have gone beyond the metros. Even in a tough economy, there is no dearth of options for buyers of luxury housing.
Investment tip: Platinum can be a good portfolio diversifier
When we think about investing in precious metals, how often do we look beyond gold and silver? Not very, one would say. Platinum, say experts, can be a good portfolio diversifier. 
