scorecardresearch
Download the latest issue of Business Today Magazine just for Rs.49

Cover Story

May 31, 2012
subscribe
Tax Money Today experts answer financial queries

Money Today experts answer financial queries

Money Today experts answer reader queries on tax changes, loan buying, real estate issues, insurance policies etc.

How filing income tax returns has changed post Budget 2012-13

The new disclosures in Budget 2012-13 make the government's intent loud and clear - track understated income and overseas assets.
Technology What happens to your online data after death?

What happens to your online data after death?

All of us have a big footprint on the Net. So, what happens to all that we have stored in the cloud and in servers across the globe, after we die?

Drop-shipping: The unusual way of setting up e-commerce business

How about an online business where all that you need to do is collect payments? Sounds too good to be true? Thanks to the drop-ship business model, it is a possibility.
Mutual Fund Mutual fund: DSP Blackrock Equity has outperformed its benchmark 11 times

Mutual fund: DSP Blackrock Equity has outperformed its benchmark 11 times

Since inception, DSP Blackrock Equity has outperformed its benchmark 11 times.

Mutual Fund watch - Gold ETFs a winner in past 5 years

Gold ETFs emerged clear winner among all other categories of funds in the past five years, but analysts feel gold has run its course and is due for correction in future.
Perspective Earn more than Rs 10 lakh a year? You will have to file your tax return online

Earn more than Rs 10 lakh a year? You will have to file your tax return online

E-filing has been made compulsory for individuals and Hindu Undivided Families with total assessable income in excess of Rs 10 lakh for financial year 2011-12 onwards.

RBI rate cut set to boost consumer optimism, investment

For the first time in three years, the Reserve Bank of India (RBI) has slashed the key policy rate by half a percentage point, or 50 basis points (bps), to add momentum to the country's growth.

Now, ombudsman to address your insurance grievances

The insurance industry is also looking to increase the number of ombudsmen from the existing 12 and allow them to arbitrate disputes in insurance contract of over Rs 20 lakh.

A look at recent rulings which can affect you.

A look at recent rulings which can affect you.

Small saving instruments to fetch more money in 2012-13

The interest rates on various instruments under the Union government's small-savings scheme have been increased by 20 to 50 basis points (bps, or one-hundredth of a percentage point).
Insurance Single premium insurance policies hit by Budget 2012 proposals

Single premium insurance policies hit by Budget 2012 proposals

Budget 2012 has proposed that a life insurance policy be eligible for tax benefits only if the annual premium is 10 per cent or less than the sum assured on death. Sum assured under single-premium policies is usually less than 10 times the premium.

Tips to choose the best travel insurance plan

Travel insurance is cheap and can save you a lot of expenses in emergencies, but make sure you pick the right plan.
Investment Investor tip: Penny stocks can give multiple returns but come with risks

Investor tip: Penny stocks can give multiple returns but come with risks

A penny stock trades at a very low price, usually below Rs 10. Though these stocks give multiple returns, they come with risks you may do well to avoid.

Infra stocks likely to gain from pick up in investment, fall in interest rates

With the Reserve Bank of India reducing the repo rate and hope of reforms and huge investments, the infrastructure sector looks ripe for a turnaround.
Income HNIs on the rise despite economic turbulence of 2011

HNIs on the rise despite economic turbulence of 2011

Economic turbulence failed to curb the rise in the number of ultra-wealthy in 2011. Emerging economies will continue to outpace the developed world in creating rich individuals.
Commodities Commodities trading: Experts bust myths, share tips to optimise gains

Commodities trading: Experts bust myths, share tips to optimise gains

For years, commodity trading has been a part and parcel of the economy. Money Today speaks to market players to clear the misconceptions around commodity trading.
Stocks Stock tips: Maharatna firms offer mixed investment opportunity

Stock tips: Maharatna firms offer mixed investment opportunity

Like the gems, or ratnas, of ancient courts, the five Maharatna companies, owned by the government, are leaders in their space. They can be good investment options.

Stock watch: Havells India among top gainers in last 6 months

Havells India is among the top gainers in the last six months with return of over 60 per cent.

Stock watch: Will PSU banks outperform private banks on stock market

That bank stocks are on a comeback path is clear. What is not so clear is which of the two - public sector banks or private sector banks - will give better returns. Experts, however, say PSU banks have many things going for them.

Be cautious when investing on recommendations of brokerages

With almost all brokerages worth their name coming out with research reports on stocks, one should be alert to which ones to be relied upon.
Careers Career tips: Right course of study can boost your career

Career tips: Right course of study can boost your career

Why should you seek additional qualifications? The reasons could range from becoming eligible for a promotion, to changing your line of work or just to pursue an interest.
Banking Best banks to take loan from: Data up to April 14, 2012

Best banks to take loan from: Data up to April 14, 2012

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.

Gold loans from NBFCs or banks? Here's how to decide

As gold loans are secured, NBFCs relax the due diligence process. Banks, which have to follow strict Reserve Bank of India, or RBI, norms on bad loans and minimum capital, do not have such liberal rules on giving loans, either secured or unsecured.
Talk Back Money Today readers write back to the editor with their feedback

Money Today readers write back to the editor with their feedback

Money Today readers write back with their feedback on the magazine's content.
Smart Spending Keen on mobile banking? Here's how it works

Keen on mobile banking? Here's how it works

Phones are emerging as a medium for money transfer. Learn how to transact at the push of a key.

Review: Maruti Suzuki Ertiga, HTC One X, HTC One V and more

Sam Abraham introduces new products and services to help you zero in on those that offer value for money.
Real Estate Real estate prices touch sky, experts rule out price bubble

Real estate prices touch sky, experts rule out price bubble

If you look at the real estate market on prices alone, it seems the demand is growing. But on the ground, the demand in six major real estate markets has fallen significantly.

Realty tips: Builder floors good option for independent living

Builder floors are a good option for those who want independent living at a low cost.
Editors Note Financial planning can help you a great deal, writes Money Today executive editor

Financial planning can help you a great deal, writes Money Today executive editor

Not having a financial plan of your own, whether for the near term or for the distant future, could mean severe hardship should things turn for the worse.