- Sensex and Nifty have risen by 7.45 per cent and 7.20 per cent, respectively in June. However, issues like high domestic inflation number, buoyant commodity costs in rupee terms and the monsoon outlook continue to remain a risk.
Understanding what makes for appropriate office conversation can help you in your career.
The Internet is a fertile ground for experimenting with innovative products and services. Entrepreneurs are putting their ideas to test in the real economy of the virtual world. The resale market is mostly grim for customers. We uncover the harsh truths of the understated second-hand phone market and share a few tips on how to estimate your phone's worth.
Money Today and the Financial Planning Corporation of India Ltd are pleased to announce the formation of a high-powered jury for the awards which includes some of the biggest names in the financial sector.
Experts speak on the latest trend in personal finance sectors The Securities and Exchange Board of India, or Sebi, has taken some vital steps to increase the say of shareholders in companies' decisions. Economic uncertainty, technologies, talent shortages and the pursuit of increased productivity are forcing organisations to adopt more flexible workstyles. The Insurance Regulatory and Development Authority (Irda) has proposed a minimum death benefit on endowment plans, which means a larger part of the premium may go towards insuring the life of the policyholder. Interesting trivia from the world of personal finance. Will investors get tax incentives on mutual fund retirement plans to compensate for the benefits that will be lost once the proposed Direct Taxes Code comes into effect?
Fixed maturity plans (FMPs), which are regarded as an alternative to bank and company fixed deposits, are not very popular with retail investors because of little clarity on returns they would generate. Learn how to calculate expected returns from details in FMP offer documents. What should be your first mutual fund investment? The answer is different for different investors and depends on their age, financial goals, risk-taking capacity, etc. Here's a list of ideal categories for your first investment. Despite the recent drop in prices, return from gold ETFs in the one-year period has outshone all other equity and debt fund categories by a big margin.
Stocks of consumer goods companies, especially those exposed to rural demand, may witness some pressure in sales growth since a bad monsoon will mean lower rural incomes and, thus, lower rural spend. With the monsoon rains below normal so far, commodity prices are rising. Should you invest? Although the monsoon season has begun on a weak note, any improvement will cheer the markets. Sectors related to agriculture such as fertilisers, tractors and those dependent on rural income like fast moving consumer goods, or FMCG, will be direct beneficiaries.
The wider perception is that the companies will initiate litigation against the Competition Commission of India's penalty and things will take their own course. The case may take years to reach conclusion. Are shares of large companies which have been part of the main stock indices for years safe? Most people believe that they are. Facts, however, prove otherwise. Nitin Fire Protection is among the top gainers in the last six months with return of over 175 per cent.
New products and services to help you zero in on those that offer value for money. Featuring: Nokia PureView, Toshiba U840 and more.
Developers advertise retail spaces or shops in malls as great investment. Many also provide assurances of guaranteed income of 10-12 per cent over a period. So, how is the retail commercial space segment performing in India? Should you go shopping for retail space? Buyers need to be alert to avoid risk of getting locked in a delayed project. The builder is likely to offer possession on time if a project has necessary approvals along with funding from a bank.
An insurance policy or a bank locker? Let's see which is a better way to keep your valuables safe. Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
While some investors seek capital growth and prefer companies that pay low dividends and invest more for growth, some want high current income in the form of dividends and are willing to settle for lower capital appreciation. Thus, the dividend payout ratio is a closely-watched measure.
Money Today experts answer your personal finance queries related to any sector - banking, insurance, investment, tax, or loans.
The declarations in the proposal form are the basis on which the insurance companies underwrite policies, that is, assess the risk and calculate the premium to cover that risk.
The BSE Sensex ended the first quarter of the current financial year virtually where it began. However, beneath the calm, there has been definite movement when it comes to individual stocks.
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