Cover Story

Divorced? Here's how to re-assess your insurance needs
Insurance is an investment whose terms and conditions change following a divorce. Here is what you must do to avoid hassles later on.

Tips to dissolve the business partnership with your spouse
Settling a divorce is a challenge. It's more difficult if your spouse is also your business partner. There are some things that you must do to make sure the business does not become a cause for disagreement.
Alimony earned after divorce: Is it taxable or non-taxable?
In a Mumbai High Court ruling, it was held that monthly alimony, being a regular and periodic return from a decree, constitutes taxable income. In contrast, a lump-sum alimony is tax-free.
Divorced? Here's how to divide the family jewellery fairly
Your marriage may have failed but don't discard the wedding photographs as bad memories. These can be legal evidence of who owns the jewellery that you are wearing in these photographs.
Divorced? Here's how to best negotiate for a good alimony amount
If the husband's income goes up after a court has awarded a permanent alimony, the wife can ask for a higher alimony if she is unable to maintain herself with the existing maintenance amount.
Getting a divorce? Here's how you can split money amicably
A simple way to divide savings in the form of shares, mutual funds and fixed deposits is to liquidate them and share the proceeds. However, premature liquidation may mean you may lose out on the returns.
A divorce may impact your credit score as well
While filing for divorce, you must be careful if you have taken a joint loan with your spouse or acted as the "guarantor" of a loan taken by him/her.
Divorced? All you need to know about child custody rights
Both parents continue to be natural guardians. The custodial parent is the primary caretaker responsible for emotional, medical and educational needs of the child.
Here's what you should do when getting a divorce
Divorce, an unexpected milestone in a person's life, has a huge impact on the finances of those involved. What should be done if marriage counsellors too fail to convince the husband and wife to patch up? To start afresh, many choose to settle through a mutual-consent divorce.
Divorces? Here's how to settle debt smoothly
In today's times, joint debt, such as car and housing loans, and credit card dues is part of household finances. Settling debt is a complex affair as it involves the lender too.
How to divide property without hassles after a divorce
Dividing property is the most difficult part. When you split from your spouse, how do you take care of what is most often the family's biggest investment? Here is how you can do it without friction.

2013-03-31

Digital

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Real Estate

Real estate investors take a wait-and-watch approach amid uncertainty

The real estate market has been fighting tight liquidity ever since the global meltdown. Industry sentiments showed some sign of improvement in 2010, but it didn't last for long.

Property prices that witnessed maximum change

Here are the prices of residential apartments at locations that witnessed maximum change in valuation between December 2011 and January 2013 in some big cities.

Top realty options to invest in outside India

As economies the world over try to revive their real estate industries, they are offering incentives to buyers from other countries. That's why it may be the right time to invest in properties abroad, say experts.

Mutual Fund

ELSS gave best returns after banking funds in past one year

Equity-linked savings schemes (ELSS) or tax-saving mutual funds have given the best average category return after banking funds in the past one year.

Tips to build a good mutual fund portfolio

A mutual fund portfolio should ideally be divided into two parts - core, for stability and predictability; and satellite, for investments that have a lot of potential but are risky.

Money Today Model Fund Portfolios keep an eye on Budget 2013

The future performance of MONEY TODAY-Value Research Lifestage Model Fund Portfolios depends on Budget 2013.

Financial Planning

Money Today awards financial planners for safeguarding interest of investors

The Money Today FPCIL Awards 2012 honoured those who for years have been extending their expertise in the personal finance space to investors and acted as torch-bearers through the turbulence of 2012.

The winners of first Money Today FPCIL Awards

And the winners of the first Money Today FPCIL Awards are -

Money Today FPCIL Awards: How the winners were selected

BDO was associated with Money Today FPCIL Awards 2012 as the knowledge partner.

Stocks

HSBC Global Asset Management's Bill Maldonado on why he is positive on Indian equities

Bill Maldonado, CIO, Asia Pacific, and Global CIO, Equities, HSBC Global Asset Management, talks to Tanvi Varma about why he is positive on Indian equities.

How to benefit from shares with differential voting rights

Differential voting right or DVR shares are like ordinary shares, but with fewer voting rights. These allow a company to dilute equity without a matching reduction in promoters' stake. Let's look at how you can benefit from shares with DVR as they catch fancy of more and more stock investors.

Technology

Cognitive senses find their way to our digital lives

We are close to the day when computers will have the senses that humans are so proud of.

Banking

Best banks to take home, auto, education loan from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.

Expect another rate cut from RBI to boost growth: Sandesh Kirkire

Kotak Mutual Fund CEO Sandesh Kirkire says the corporate sector is increasingly choosing to expand its investment and inventory and improving business sentiment in the economy, which could prompt the central bank to go for another rate cut.

Query Corner

Money Today experts answer your queries on personal finance

Money Today experts answer your personal finance queries -

Sector Scenario

Stock watch: Most banks likely to give good returns in 2013

Banks have been given a few booster shots in the last couple of months. In anticipation, the sector's stocks have been doing better than the overall market for the last few months.

Invest in NBFCs this year to reap profits

Experts say this year will also be positive for those who invest in NBFCs due to the expected easing of regulations and fall in interest rates.

Editor's Note

Money Today Executive Editor on planning finances when getting a divorce

Our cover package is an effort to educate our readers in the financial implications of non-contested mutual consent divorces.

Perspective

A look at recent personal finance rulings which can affect you

A look at recent rulings which can affect you -

FMC issues norms for regulation of algorithmic trading in futures market

The Forward Markets Commission has issued guidelines for regulation of algorithmic trading in the commodity futures market.

Gold ETFs underperformed other assets in year-ended Feb 2013

The demand for gold in India declined by 12 per cent to 864 tonnes in 2012 from 986 tonnes in 2011.

Analysts welcome MCX-SX's entry

India has got its third nationwide stock exchange - MCX Stock Exchange (MCX-SX). Trading in equities and equity derivatives on the new exchange started from February 11.

Insurers launch apps to allow registering claims via mobiles

Companies such as ICICI Lombard and Bajaj Alliance General Insurance have launched new mobile apps "Insure" and "Eezee Tab", respectively, to register claims through mobile phones.

Sebi makes it mandatory for investment advisors to maintain record

The Securities and Exchange Board of India (Sebi) is making it mandatory for advisers to keep a record of all 'investment advice provided, whether written or oral'.

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