- It is better for investors to choose malls that are managed by a professional agency or by the developer, as compared with strata sale malls (each unit sold to an individual owner), writes CBRE South Asia Chairman & MD Anshuman Magazine.
Auto Bild tells you why choosing a smaller car in any price category is a great way to save money, with many great options available. Sam Abraham introduces new products to help you zero in on those that could offer value for money.
A 'return of premium' plan is a term plan with death benefits. It returns the premium paid if the policyholder survives the policy term. In regular term insurance, insurers pay only when the insured person dies.
IDFC Premier Equity has outperformed its index in the past five years. Equity funds have started shedding the gains that they made in 2012-13 as average one-year return from diversified schemes dropped below 2 per cent. Experts feel with the current market scenario, investors must diversify across countries as well as assets. Right now, it makes sense to buy assets in economies recovering from the 2008 crisis.
Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Money Today experts answer personal finance queries.
If you are not comfortable investing in commodities, where one can take bets mostly through futures, investing in a 'related' commodity stock can be a good option. Monsoon seems to be the only respite that Indian companies can look forward to this year. Falling rupee, high fiscal deficit, flight of foreign funds and poor earnings, these have been the only themes in the India story for many quarters now.
Idea Cellular is among the top gainers in the past six months with return of over 47 per cent.
A look at recent rulings in the personal finance sector which can affect you - The Companies Bill has introduced the concept of class action suit, which enables a group of investors to take a large company to court seeking relief/damage from actions of the company. Banks can now sell insurance policies of multiple companies after the Insurance Regulatory Authority of India (IRDA) allowed them to become licensed insurance brokers. Since the National Spot Exchange has a huge outstanding towards investors, and the issue has snowballed into a big controversy, it is unlikely that normal functioning in the exchange will be resumed any time soon. The fallout of the rupee slide is going to hurt you if you are looking to buy a property, invest overseas, send your child to a foreign university or buy gold.
These days it is not uncommon for people to shift abroad for work. We discuss some things that you must do before leaving the country to keep your finances in order.
Sandesh Kirkire, CEO, Kotak Mutual Fund says in the classic growth-inflation trade-off, the third angle of sharply depreciating rupee, has made currency management an imperative.
Although not all companies have declared results yet, based on the past trend - that is, Sensex earnings growth of just 6.8% in 2011-12 and 6.2% in 2012-13, and the results so far - double-digit growth looks difficult.
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The real estate euphoria that ran through several years of the past decade when annual capital appreciation in favoured destinations across the country was as high as 20 to 30 per cent, or at times more, is over, writes Money Today Executive Editor Sarbajeet K Sen.