- It is now standard practice for companies to include 'non-compete' provisions in contracts of employment. But, are such provisions enforceable?
Franklin India Bluechip has outperformed its benchmark in the past five years. Banking sector funds outperformed other categories with average category return of 46 per cent during the year ended 15 January 2013.
Whether you are a loan applicant, an insurance buyer, a mobile phone user or a job seeker, lenders, insurance companies and employers may use your conduct to analyse the risk that you can pose to them. Sam Abraham introduces new products to help you zero in on those that offer value for money - With phones at the higher end pushing specs and pricing, the lower price segments have started packing in some power as well as decent specs.
At a time India's economy is slowing and growth expectations are low, shareholders have become touchy about anything that lowers the earnings per share. One such area is royalty payments to parent companies based abroad. A company's annual report is an ocean of information for investors. From financial figures to salaries of directors and CEOs, it has all the information an investor is likely to need. It also gives an account of how the company has performed in the preceding year and throws light on its future plans. Stock exchanges release a list of illiquid stocks every quarter based on criteria decided by them and the market regulator. Mutual funds hold a few illiquid stocks. These stocks, most of which are not tracked by brokerage houses due to low public float, may turn out to be multi-baggers in the coming years. Knowledge can make all the difference between financial success and failure. Knowing your cash flow and setting financial goals are the important indicators of being financially evolved. Here are some more tips to keep yourself financially safe and sound. Rajiv Bajaj, vice chairman and managing director, Bajaj Capital, speaks on what financial literacy means for investors.
An increase in asset prices suggests that a majority of market proponents are betting that economic growth will improve this year, writes Kotak Mutual Fund CEO Sandesh Kirkire. United Spirits is among the top gainers in the past six months with return of 160 per cent. The biggest problem for the sugar industry is the strict state control on every aspect of the business, right from the purchase price of sugarcane to how much each mill can sell in the open market. But analysts say that moves to decontrol the industry will improve the performances of sugar companies. Buying more shares when the market is falling is a good way to cover losses. Averaging works best when a company's fundamentals have not worsened but its stock is not doing well due to poor market sentiment or industry-specific conditions.
Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Good businesses thrive on taking risk. It's the nature of earning a profit. However, it would be foolhardy not to take precautions when you should. Therefore, buying sufficient insurance is prudent, even for small ventures. Insurers have started focussing on traditional plans, but these may not serve your interests best.
Money Today experts answer your personal finance queries -
We explain different odours that could help you identify a few common car troubles.
The Insurance Regulatory and Development Authority (Irda) plans to introduce common standards to make it easy for consumers to choose between different health insurance plans. A look at recent rulings in the personal finance space which can affect you - Investors entering the equities market this financial year can get tax deductions under the Rajiv Gandhi Equity Savings Scheme (RGESS). 72,889 complaints from bank customers were received in 2011-12 by the 15 Banking Ombudsman offices of the central bank across the country. After two years, the Bombay Stock Exchange Sensex closed above the 20,000 level on 18 January 2013. Is it sign of a new rally that will take the stock market to new highs this year?
Planning for saving tax should start early in the year. However, it's still not too late to integrate tax-saving with long-term financial goals. You can maximise income by properly accounting for losses while calculating your tax liability. Know the rules to ease your burden of losses.
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There are many components in a salary package that are perhaps complicated. Money Today's February 2013 cover package tries to help you understand all of these, writes Sarbajeet K Sen.