- Manasije Mishra, CEO, Max Bupa Health Insurance, speaks to Chandralekha Mukerji about the new health insurance standardisation guidelines.
Money Today experts answer personal finance queries related to banking, taxation, real estate, insurance and retirement.
So, which all-in-one PC suits your needs and budget? Take your pick from these options that Gadgets & Gizmos puts together. In all probability, your next personal computer is going to be an all-in-one. Some tips and tricks to keep your car running smoothly and minimise the cost of maintenance this summer. Sam Abraham introduces new products to help you zero in on those that offer value for money.
Anyone buying an immovable property exceeding Rs 50 lakh in value will now have to deduct 1% TDS before making a payment to the seller. Buying a new house will be less of an ordeal, provided the Real Estate (Regulation and Development) Bill 2013 becomes law. Experts feels the raising of import duty on gold and the RBI barring banks and NBFCs from extending loans against the yellow metal will curb demand for gold only in the short-term. Emerging market currencies across the world have depreciated as debt outflows have increased following the US Federal Reserve's suggestion that its asset purchases might be tapered down from September. India's wide current account deficit is also adding to the pressure on the rupee. A look at recent rulings in banking, insurance and investment sectors which can affect you -
A payment gateway is often an important part of running an online enterprise. There has to be a balance between how much it will cost you and how easy it is for customers. With the increase in e-commerce, many companies have started offering services such as payment collection and logistics to online retailers.
Guar gum and guar seed futures, banned after a sharp 500% rally between October 2011 and March 2012, are due for calmer times. Experts see little chance of a price rally after the ban was lifted in May this year. Experts suggest you take a cautious approach and invest in commodities that are fundamentally strong and trading close to the cost of production.
ICICI PRU TOP 100 has outperformed its category average from 2008 to 2012 Gilt funds, which invest in long-tenure government bonds, have given double-digit returns helped by 100 bps rate cut over the past one year Most investors associate systematic investment plans (SIPs) with shares and equity mutual funds. SIPs for debt investments are rarely heard of. However, they can be as effective as equity SIPs.
Until the real estate regulator becomes a reality, buying property remains a risky task. Buyers often find themselves stuck with properties that are on the wrong side of law or paying for things they don't need. Integrated self-sustaining townships include independent houses, apartments, offices, shopping malls, cinemas, schools, hospitals and all other facilities that are there in developed urban centres.
Investment legend Jim Rogers on his own life and why he is betting on Asia, especially China.
We tell you all you need to know about your PAN, or Permanent Account Number, and why it is so important. With the deadline for filing income tax returns approaching, here is an overview of tax-return forms for individuals.
Finolex Industries is among the top gainers in the past six months with return of 107 per cent. Kotak Mutual Fund CEO Sandesh Kirkire says the economy may be approaching a sweet spot of low inflation and low-interest rate environment. From a long-term perspective, it is the productivity of capital and labour as a factor of production that needs policy focus. It is no secret that the big four - Infosys, TCS, Wipro and HCL Tech - of the Indian IT sector are facing margin pressures and moderation in revenue growth. Analysts look at mid-level IT firms that are available at lower valuations.
If you have defaulted on a loan and get a call to 'settle' it for less than the amount outstanding on the bank's books, don't accept the offer blindly. Such a 'settlement' can impact your ability to access loans in the future. Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Valuations of fast moving consumer goods, or FMCG, stocks have run up quite a bit and it may be time for a correction, say experts. While analysts are not denying that the sector will continue to grow, many say it's time to book profit and not invest. Small-cap stocks are not tracked closely by market analysts and that is why the real value of good smallcap stocks can remain undiscovered for long. This makes investing in them risky. They can give very good returns, provided they are chosen with care.
With standardisation norms set to come into effect from July 1, the health insurance industry will be taking a significant step towards making life simpler for those seeking to purchase coverage.
Money Today readers share their feedback on the magazine's coverage of the personal finance sector -