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Jul 31, 2013
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Query Corner Money Today experts answer your personal finance queries

Money Today experts answer your personal finance queries

Money Today experts answer personal finance queries related to banking, taxation, real estate, insurance and retirement.
Smart Spending Want to buy an all-in-one PC? Here are some options

Want to buy an all-in-one PC? Here are some options

So, which all-in-one PC suits your needs and budget? Take your pick from these options that Gadgets & Gizmos puts together.

All-in-one personal computers are fast becoming popular

In all probability, your next personal computer is going to be an all-in-one.

Tips and tricks to take care of your car in summers

Some tips and tricks to keep your car running smoothly and minimise the cost of maintenance this summer.

Recent launches: Macbook Air, Karbonn SS Titanium, Asus Transformer Pad and more

Sam Abraham introduces new products to help you zero in on those that offer value for money.
Perspective Budget proposal of TDS on buying immovable property now effective

Budget proposal of TDS on buying immovable property now effective

Anyone buying an immovable property exceeding Rs 50 lakh in value will now have to deduct 1% TDS before making a payment to the seller.

Biggest success of Realty Bill will be to set up a sector regulator

Buying a new house will be less of an ordeal, provided the Real Estate (Regulation and Development) Bill 2013 becomes law.

Measures to check gold imports will check demand only in short-term

Experts feels the raising of import duty on gold and the RBI barring banks and NBFCs from extending loans against the yellow metal will curb demand for gold only in the short-term.

Rupee sinks below 60/dollar, but worst may not be over

Emerging market currencies across the world have depreciated as debt outflows have increased following the US Federal Reserve's suggestion that its asset purchases might be tapered down from September. India's wide current account deficit is also adding to the pressure on the rupee.

Recent rulings in personal finance sector which can affect you

A look at recent rulings in banking, insurance and investment sectors which can affect you -
Technology A good payment gateway is important for online retail ventures

A good payment gateway is important for online retail ventures

A payment gateway is often an important part of running an online enterprise. There has to be a balance between how much it will cost you and how easy it is for customers.

How to tackle the logistics of starting an e-commerce venture

With the increase in e-commerce, many companies have started offering services such as payment collection and logistics to online retailers.
Commodities Invest with caution in guar futures, little chance of price rally

Invest with caution in guar futures, little chance of price rally

Guar gum and guar seed futures, banned after a sharp 500% rally between October 2011 and March 2012, are due for calmer times. Experts see little chance of a price rally after the ban was lifted in May this year.

Should you invest in commodities despite falling prices?

Experts suggest you take a cautious approach and invest in commodities that are fundamentally strong and trading close to the cost of production.
Mutual Fund Mutual Fund watch: ICICI PRU TOP 100 has outperformed its category average from 4 years

Mutual Fund watch: ICICI PRU TOP 100 has outperformed its category average from 4 years

ICICI PRU TOP 100 has outperformed its category average from 2008 to 2012

Gilt funds have given double-digit returns in past one year

Gilt funds, which invest in long-tenure government bonds, have given double-digit returns helped by 100 bps rate cut over the past one year

Systematic investment plans work well for debt investments too

Most investors associate systematic investment plans (SIPs) with shares and equity mutual funds. SIPs for debt investments are rarely heard of. However, they can be as effective as equity SIPs.
Real Estate Buying property? Here's how to deal with tricks real estate developers play

Buying property? Here's how to deal with tricks real estate developers play

Until the real estate regulator becomes a reality, buying property remains a risky task. Buyers often find themselves stuck with properties that are on the wrong side of law or paying for things they don't need.

Integrated townships a win-win for both developers and buyers

Integrated self-sustaining townships include independent houses, apartments, offices, shopping malls, cinemas, schools, hospitals and all other facilities that are there in developed urban centres.
Books Investment legend Jim Rogers looks back on his own life in latest book

Investment legend Jim Rogers looks back on his own life in latest book

Investment legend Jim Rogers on his own life and why he is betting on Asia, especially China.
Tax Why having a PAN card is so important

Why having a PAN card is so important

We tell you all you need to know about your PAN, or Permanent Account Number, and why it is so important.

Tips to file income tax returns online

With the deadline for filing income tax returns approaching, here is an overview of tax-return forms for individuals.
Stocks Stocks tracker: Finolex Industries among top gainers in past 6 months

Stocks tracker: Finolex Industries among top gainers in past 6 months

Finolex Industries is among the top gainers in the past six months with return of 107 per cent.

Kotak Mutual Fund's Sandesh Kirkire feels the economy is preparing for next phase of growth

Kotak Mutual Fund CEO Sandesh Kirkire says the economy may be approaching a sweet spot of low inflation and low-interest rate environment. From a long-term perspective, it is the productivity of capital and labour as a factor of production that needs policy focus.

Stocks of mid-cap IT companies better investment right now

It is no secret that the big four - Infosys, TCS, Wipro and HCL Tech - of the Indian IT sector are facing margin pressures and moderation in revenue growth. Analysts look at mid-level IT firms that are available at lower valuations.
Banking One-time settlement of dues can impact your credit score

One-time settlement of dues can impact your credit score

If you have defaulted on a loan and get a call to 'settle' it for less than the amount outstanding on the bank's books, don't accept the offer blindly. Such a 'settlement' can impact your ability to access loans in the future.

Best banks to take home, education and auto loan from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Investment Exercise caution before investing in FMCG companies right now

Exercise caution before investing in FMCG companies right now

Valuations of fast moving consumer goods, or FMCG, stocks have run up quite a bit and it may be time for a correction, say experts. While analysts are not denying that the sector will continue to grow, many say it's time to book profit and not invest.

How to choose small-cap stocks that offer good returns

Small-cap stocks are not tracked closely by market analysts and that is why the real value of good smallcap stocks can remain undiscovered for long. This makes investing in them risky. They can give very good returns, provided they are chosen with care.
Editors Note 'Biggest beneficiary of new health insurance norms is the consumer'

'Biggest beneficiary of new health insurance norms is the consumer'

With standardisation norms set to come into effect from July 1, the health insurance industry will be taking a significant step towards making life simpler for those seeking to purchase coverage.
Talk Back Money Today readers feedback on the coverage of personal finance sector

Money Today readers feedback on the coverage of personal finance sector

Money Today readers share their feedback on the magazine's coverage of the personal finance sector -