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We are positive on domestic demand, consumption: Franklin Templeton
Harshendu Bindal, President, Franklin Templeton Asset Management (India), talks about the mutual fund industry and how it has changed in the past 20 years.

How fund managers strike a balance between returns and scheme objectives
As part of its special package on India's Best Mutual Funds, Money Today asked the top fund managers of 2012-13 how they balanced investors' expectations with the schemes' objectives.
Best mutual funds in India: The rankings
Here is a brief guide to help you interpret data that we have compiled with the help of our knowledge partner, Value Research.
India's best mutual funds and how they performed in 2012-13
Mutual funds have changed the way Indians invest. Money Today looks at how they performed in 2012-13.

2013-05-30

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Query Corner

Money Today experts answer your personal finance queries

Money Today experts answer your personal finance questions -

Investment

Investors should choose large-cap stocks: JP Morgan's Geoff Lewis

Geoff Lewis, Executive Director, Global Market Strategist, JP Morgan Asset Management, talks to Money Today's Tanvi Varma about the investment market in India. He says there is a need to diversify across asset classes and not confine investments to domestic markets.

Registered chit funds are safe to invest in, says TS Sivaramakrishnan

All India Association of Chit Funds General Secretary TS Sivaramakrishnan says registered chit funds are safe to invest in.

Listing of preference shares will make them an attractive investment option

Trading in non-convertible redeemable preference shares and privately-placed redeemable preference shares, experts say, will give people one more liquid investment option.

If chosen well, chit funds are good place to park your funds

The savings tool continue to find favour with financial advisors. The catch: A lot depends on promoters following the strict rules that have been laid down for them.

Smart Spending

Top 8 affordable tablets in the market today

Slowly, but surely, the tablet is becoming the primary personal computing device for millions of people the world over. Here are a few affordable options.

Looking to buy a used car? Auto Bild helps you make a smart purchase

For some, buying a used car makes more sense than splurging on a new vehicle. But buying in the second-hand market is far trickier than choosing a new vehicle.  Make sure that you know how to make a smart purchase.

Value for money buys: Lumia 520, BlackBerry Q10, Honda Amaze and more

Sam Abraham introduces new products and services to help you zero in on those that offer value for money.

Stocks

Asset allocation reduces overall risk of an investor's portfolio, says Sandesh Kirkire

Kotak Mutual Fund CEO Sandesh Kirkire says the idea behind employing asset allocation as an investment strategy through mutual funds, evolves from the fact that various asset classes behave differently, and have disparate influencing factors at any given point of time.

Liquor stocks to give steady returns this year as well

Be a little patient though, as experts say the sector is set to do well overall due to soaring demand for beer and Indian made foreign liquor.

Tata Coffee among top gainers in past 6 months with returns of over 45 per cent

Tata Coffee is among the top gainers in the past six months with return of over 45%.

Banking

Best banks to take loans from

Are you scouting for a loan to buy a house, a car or for your child's education? Here are the best deals on offer from public and private sector lenders -

Careers

Tips to improve your chances of getting hired after a career break

Whatever the reason-family, health or education-an applicant who has taken a career break makes recruiters apprehensive even if one manages to convince them about their ability. So, one must be prepared to explain the reasons for the break.

Editor's Note

Money Today Executive Editor on how the MF industry has changed

The mutual fund industry has witnessed a sea change over the past two decades. The regulatory framework under which the industry operates has been upgraded and tightened, writes Executive Editor Sarbajeet K Sen.

Talk Back

Money Today readers give their feedback on the magazine's coverage

Money Today readers give their feedback on the magazine's personal finance coverage -

Perspective

A look at recent rulings in banking, insurance, commodities and capital market sectors which can affect you -

EPF deposits to earn an interest of 8.5% for 2012-13

Salaried employees contributing towards the employee provident fund (EPF) will earn a tad more on their mandatory savings.

Home loan prepayment charges to be deductible under income tax

Pre-payment charges for home loan will be deductible under the head 'income from house property'. This means taxpayers can set them off against other heads of income such as salary.

Banks barred from lending against gold coins weighing more than 50 gram

Banks are allowed to offer loan against gold ornaments and other jewellery and specially-minted gold coins sold by banks. However, they cannot lend for purchase of gold in any form.

With further rate cuts, gilt funds are likely to outperform others

If the central bank cuts interest rates in the coming years, gilt and income funds are likely to outperform other debt funds instruments.

Inflation-index bonds may only partially protect your savings

Though the instrument is aimed at preventing inflation from eating into the returns from investments, the protection may be partial.

Real Estate

Projects with both commercial and residential spaces offer good returns

Mixed-use property projects offer the best of residential and commercial real estate. At least that's what developers say. Let's see how good are these projects- which have residential as well as commercial spaces-for end-users.

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