scorecardresearch
Download the latest issue of Business Today Magazine just for Rs.49

Cover Story

Apr 20, 2013
subscribe
Mutual Fund Gold has given subdued return of 7.5 per cent over past one year

Gold has given subdued return of 7.5 per cent over past one year

Gold has given a subdued return of 7.5 per cent over the past one-year compared to its three- and five-year average annual return of 17-20 per cent.

Reliance Regular Savings Equity has outperformed category 4 times in 5 years

The Reliance Regular Savings Equity has outperformed its category average four times in the past five years.

Capital protection funds vs fixed maturily plans vs FDs

The main aim of a capital-protection fund is to protect the principal by investing a part of it in fixed-income instruments such as bonds, T-bills and certificates of deposits (CDs). The rest is invested in equities.
Smart Spending Auto Bild guide to registry and maintenance of CNG vehicle

Auto Bild guide to registry and maintenance of CNG vehicle

A low-down on the documents you need to register your CNG vehicle and tips on what to do when a gas tank leaks.

Phablets could join mainstream smartphone market this year

Smartphones with large screens were considered unviable; too big to be a mobile device. But, now, these are among the most sold in the world.

Gadget reviews: Micromax A116 Canvas HD, Galaxy Grand and more

Sam Abraham introduces new products to help you zero in on those that offer value for money.
Expert View Has Budget 2013 met the expectations of FIIs?

Has Budget 2013 met the expectations of FIIs?

Budget 2013 has clarified that investors with a stake of 10 per cent or less in a company will be treated as Foreign Institutional Investors and a stake of over 10 per cent will be Foreign Direct Investment.

Does India really need a bank exclusively for women?

A bank exclusively for women, as announced in the Budget, is a good idea. But will it find enough custom?

Core takeaways of Budget 2013 were fiscal prudence and growth orientation

The core takeaways from the Union Budget were fiscal prudence and orientation towards growth, says Kotak Mutual Fund CEO Sandesh Kirkire.

Tax Residency Certificate could strangle global mobility, services sector

Not being able to meet a procedural requirement should not prevent an Indian employee paying tax overseas from getting relief from double taxation.

Budget 2013 assumes the economy will perform better than in FY13

Budget 2013-14 assumes the economy will perform better than in the previous year and tax administration will be much more efficient.

Budget recap: How new trading tax proposals will impact your investments

Budget 2013 proposed a host of changes that will affect both stock and commodity market investors. While equity trading will become a little less taxing, market experts are opposing the proposed commodity transaction tax.

How inflation-indexed bonds will benefit you

Inflation-indexed bonds give returns that are more than the rate of inflation, ensuring that price rise does not erode the value of investors' savings. The proposed inflation-indexed bonds will make life easier for investors. We look at the mechanics of these debt instruments.

Expert recommend best post-Budget stocks to invest in

The Budget often changes the investing arena and offers fresh investment opportunities. A few experts recommend best post-budget buys -

Budget 2013: What became expensive, what became cheaper

Changes announced in Budget 2013 in tax rates on specific items will impact prices of goods that you use everyday. Here's how -

How Budget 2013 will impact household budgets

The Budget 2013-14, presented by Finance Minister P Chidambaram on the last day of February, dashed taxpayers' hopes of more exemptions and proposed quite a few changes that may impact your finances.
Insurance Life insurance industry in India is in crisis

Life insurance industry in India is in crisis

Life insurance penetration in India was always low, but, worryingly enough, it has been falling even lower for two consecutive years now.

Which is a better: Unit-linked pension plan or National Pension System?

Following a lull of almost two years, insurance companies have resurrected the unit-linked pension plan. These had vanished from the market after regulatory changes were introduced in August 2011.

Why having multiple insurance plans is a good idea

Spreading the cover across insurers can act as a hedge against claim rejection even though it may cost more than having a single big cover.
Query Corner Money Today experts answer your personal finance queries

Money Today experts answer your personal finance queries

Money Today experts answer your personal finance queries -
Mutual Funds Non-equity funds to yield less as Budget 2013 proposes higher dividend distribution tax

Non-equity funds to yield less as Budget 2013 proposes higher dividend distribution tax

The Union Budget has doubled the tax on dividend distributed by non-equity funds from 12.5 per cent to 25 per cent. This will impact returns from such funds. The change will hit all debt funds (except liquid funds), gold exchangetraded funds, or ETFs, and global funds of funds.
Technology Surfing the net? Here's how to secure your browser from plug-ins

Surfing the net? Here's how to secure your browser from plug-ins

Some plug-ins can slow down a browser and pose grave security threats. Here's how you remedy it.
Real Estate Property websites come of age, offer value-added services apart from listings

Property websites come of age, offer value-added services apart from listings

Gone are the days of websites that were no different from newspaper classified advertisement pages. Over the past few years, there has been a marked increase in the number of property websites. One of the main drivers is the high brokerage fee and demand for properties.

Top realty destinations to invest in near metro cities

With improving connectivity, expanding cities and rising property prices, more and more home buyers are looking at places close to metro cities. Developers are also betting big on such locations. We look at emerging areas away from metros that promise good returns.
Investment Is your mutual fund's return worth the risk?

Is your mutual fund's return worth the risk?

We often invest in funds that have a recent history of performing better than others. But one must understand that the performance of mutual funds depends on market cycles, which are always changing.

Which is better? Portfolio management services or mutual funds

Portfolio management services works well when the service offered is highly customised. Otherwise, mutual funds are a better option.

E-gold is a better option for investors than gold ETFs

Experts say investing through e-gold, or an electronic way to buy the yellow metal, is more cost effective in the long term.
Banking How your credit card limit is set

How your credit card limit is set

Have you ever wondered why spending limits on your credit cards vary so much? The spending limit or the credit limit is a function of the borrower's income and usage. The crucial factor that determines it, though, is sourcing of information about you by credit card companies.

Banks likely to make huge gains on bonds as RBI cuts rates

A cut in the repo rate lowers banks' borrowing costs. Prices of bonds, which banks had bought when interest rates were high, rise as there is a scramble among investors to lap up these higher-yielding securities.

Best banks to take home, auto, education loans from

Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Commodities What production estimates foretell about commodity prices on exchanges

What production estimates foretell about commodity prices on exchanges

The estimates, for crop year 2012-13 (June-July), released by the agriculture ministry, show that supply of wheat, maize and sugarcane is likely to fall, putting upward pressure on prices. We talked to experts to know what numbers mean for prices of farm commodities traded on exchanges.
Stocks Gitanjali Gems among top gainers in the past six months

Gitanjali Gems among top gainers in the past six months

Gitanjali Gems is among the top gainers in the past six months with return of over 80 per cent.
Editors Note Money Today's Sarbjeet Sen on what makes an Indian MNC good investment option

Money Today's Sarbjeet Sen on what makes an Indian MNC good investment option

As the economy grows in importance globally, Indian companies too will grow in size and reach. However, the mere fact that a company has large global operations does not by default make it a good investment pick, writes Money Today Executive Editor Sarbajeet Sen.
Perspective Population of ultra-rich is growing globally

Population of ultra-rich is growing globally

The population of ultra-rich is growing globally, with new economic powerhouses creating a lot of the new wealth.

A look at recent personal finance rulings that can affect you

A look at recent personal finance rulings which can affect you -

EPFO mulls investing in AAA-rated corporate bonds

Regulators have relaxed investment norms across different retirement-saving avenues such as Employee Provident Fund (EPF), National Pension System (NPS) and insurance pension schemes.

National Pension System becomes more flexible for investors

The PFRDA has introduced deferred withdrawal for the NPS under which a subscriber can get the lump-sum withdrawal allowed under the scheme any time between the age of 60 and 70.

Recent RBI rate cut may not ease the burden of consumers

On March 19, the Reserve Bank of India reduced the repo rate by 25 basis points (bps) to 7.5 per cent. The cash reserve ratio has been left unchanged at 4 per cent.
Talk Back Money Today readers give their feedback on the magazine's coverage

Money Today readers give their feedback on the magazine's coverage

Money Today readers give their feedback on the magazine's coverage of the personal finance sector.