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Overexposure to realty will affect the Parashar family's liquidity, says Lovaii Navlakhi, Founder-CEO of International Money Matters.
The good news is that she has started saving. But too much surplus is going to pay for LIC policy and personal and credit card loans.
I would recommend that you look at your financial goals first, your risk profile next and then determine what your asset allocation should be, writes Lovaii Navlakhi of International Money Matters.