Cover Story

Banks under pressure, margins at risk: Best Banks survey reveals top performers thriving amid turmoil
Banks are facing challenges on both sides of the balance sheet--assets as well as liabilities--which are putting pressure on margins. The 29th BT-KPMG Survey of India's Best Banks and NBFCs celebrates institutions that have thrived and excelled despite these challenges

2025-01-05

Digital

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Trends

Decolonising Indian walls: How Maazi Merchant is bringing India’s lost heritage back home

Art start-up Maazi Merchant is on a mission to bring India's forgotten art back home

Interview

Kotak Mahindra Bank's CEO Ashok Vaswani's vision: Uniting Kotak under one narrative, strategy, and umbrella

Ashok Vaswani, the man at the helm of India’s fourth-largest private bank, talks about the country’s banking sector, the challenges, and the road ahead for Kotak Mahindra Bank, among other things

Deep Dive

Oxyzo transforms SME financing with cash flow-aligned lending solutions

Gurugram-based fintech unicorn Oxyzo is revolutionising SME financing with its cash flow-aligned lending products and solutions for raw material financing

Prashant Muddu’s Jocata wins big for innovation in value-added services fintech

Jocata, led by Prashant Muddu, has emerged as the winner in the Best Fintech in Value Added Services category thanks to its innovative solutions

MobiKwik has reshaped the UPI payments market with game-changing innovations like Pocket UPI

MobiKwik has emerged as the Best Fintech in Payments as it transforms payments with innovations like Pocket UPI

Ujjivan Small Finance Bank: The bank has set forth a gold standard for resilience

For the second consecutive year, Ujjivan has won the Best Small Finance Bank award for its resilience in navigating sector stress

Karur Vysya Bank bets big on low-cost deposits to capture the retail and MSME goldmine

With a strategic push towards low-cost deposits, this small bank is betting on the lucrative retail and MSME segments

Bank of Maharashtra’s sharp focus on asset quality has set a new benchmark in Indian banking

With its sharp focus on maintaining asset quality, Bank of Maharashtra has once again emerged as the Best Mid-sized Indian Bank in the BT-KPMG Survey of India's Best Banks and NBFCs

Bajaj Finance blazes ahead: Redefining digitisation while battling fierce competition

Bajaj Finance, an outlier in terms of digitisation, faces stiff competition. But it continues to expand its reach

ICICI Bank rewrites the rulebook: Redefining service and value to captivate customers

ICICI Bank is effecting a cultural shift to win over more customers. With a focus on service excellence and value-driven engagement, the strategy is delivering impressive results

Dinesh Khara’s legacy at SBI: Tripling profits, redefining productivity, and cementing global dominance

Dinesh Kumar Khara stewarded SBI through multiple challenges during his tenure, while ensuring that profits tripled, productivity soared, and the bank consolidated its global standing

India

J.P. Morgan India sharpens focus on mid-cap firms to deepen market play

From assisting in big-ticket IPOs to focussing on mid-cap firms, J.P. Morgan India is looking to deepen its engagement in India

Editor's Note

India's Best banks Survey: Why it is a golden period for Indian banks

Discover the complete rankings of India’s Best Banks and a closer look at the sector's evolving landscape in the latest issue of Business Today.

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