Cover Story
- You need to make a will no matter what your age, income or family size is. We tell you how.

Your world
This snapshot of the rupee's performance may aid you in making overseas investment decisions.
Own a 29" TV
EMI is a better indicator of affordability than the MRP. We present a new way to compute affordability.
Returns rise as equity markets soar
We take a look at how mutual funds are behaving and how it can affect you. DSP Merrill Lynch has launched an equity fund after a gap of almost two years. We deconstruct the NFO.
Well begun, (but only) half done
Rajkot-based bachelor Shabbir Patel spends little and saves a lot. But he needs to tweak his investment strategy and buy insurance cover.
Verbose but informative
This book will equip you with the fundamentals to make a good beginning...and perhaps make a killing.
Saucerful of success
'My initial attempts at cooking were a disaster, but the family stomached the hard grace.'
Fast-track growth
Here we take a look at different companies doing well in the FMCG sector. ICICI Securities is upbeat on the consumer non-durables sector.
Hold Cipla stocks, cut down on ICICI
Foreign institutional investment has been three times more than Indian investment in stock markets. Margin trading in stocks allows you to increase your buying power with borrowed money. But it could also amplify losses.Tata Steel, Britannia stocks on the rise
Tata Steel is due for a 40 per cent equity dilution after it issues GDRs to finance the Corus deal.
Shattering myths
A will can be made on ordinary paper and can be wholly handwritten by the testator. A nominee is not entitled to be the owner of the asset to which he has been nominated. Any property passed through a will is not liable to capital gains tax. The values that its founders have hardcoded into Infosys' DNA are not likely to wither for years.The sense in online advertising
'Our goal is to help websites make as much or more than with other advertising networks.' hough a new concept in India, these plans will cover the gaps in your regular policy. In case of margin trading, try not to fully use the trading limit given to you. The extra limit provided is like an unused arrow in your quiver.
Widening the safety net
With increasing health-care costs, it's time to indemnify against things such as compensation for loss of income.
From the Managing Editor
Estate planning need not begin when you are old, but should be planned just like we plan investments.
Culinary cornucopia
Sceptical families and juggling jobs were some of the problems Burman and Bhatia faced as they ventured into hospitality.
'Focus on investing, not on trading'
Mihir Vora, Head of Fund Management (Equities), HSBC Mutual Fund, gives his views on investing and shares a few secrets.
Bull ride for aam admi
Mutual fund industry is reaching out to the fortune at the bottom of the pyramid. real estate developers cannot charge escalation fee from buyers on the pretext of delayed projects. Priced between Rs 777 and Rs 888, Reliance's three-model range of handsets is perhaps the cheapest sold in the country. If India maintains a real compounded annual growth of 7.3% between 2005 and 2025, it is likely to leapfrog into the world’s fifthlargest consumer market by 2025.
Will-check
Here's a checklist that will help both parties-the willmaker and the beneficiary-assure a smooth transfer of assets.
Apartment or land?
One offers convenience, the other better returns. We look at the pros and cons of investing in an apartment or a plot of land.Chandigarh: attracting builders in droves
India's first planned city is now attracting property builders and buyers in large numbers. We take a look at what could influence prices in the future. Rising land prices and higher interest rates look set to cause a temporary slowdown after a year of all time high property rates which turned many middle-class Indians into crorepatis.
More mileage from the weak dollar
We introduce a personal finance guide to globetrotting, starting with tips on how to make the most of the strong rupee.
'What tax benefits do donations provide?'
We take a look at all your tax-related queries and try to offer the best possible solution.
Talk back
Child plans are definitely not the best investment products for building a corpus for higher education.