Cover Story

Conquering volatility
Volatility will rule the stock markets for some time. But instead of worrying, reaffirm your faith in long-term investing.

2007-09-20

Digital

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Stocks

Real estate stocks rise in Q2

Real estate and infrastructure stocks delivered better results midway into quarter two.

Win some lose some

MONEY TODAY portfolios have seen some rejigs. However, more than short-term volatility, it has to do with our long-term objectives.

ICICI, Mindtree show impressive growth

We scan through dozens of research reports from investment houses every fortnight to present you the six most relevant stock recommendations.

Real Estate

Bhubaneshwar, the other big city

Improvement in some urban amenities, growth of IT/ITeS industry and resurgence of mining in Orissa has fuelled real estate in the city.

Mutual Fund

Volatility hits performance of index funds, returns dip

Here we analyse selected funds and tell you how they have been faring.

Tasting the Asian tigers

Here we give present a report card of a select mutual fund. It's the ICICI Prudential Indo Asia Equity Fund this time.

Insight

Affordability meter

Most people live within their credit limits, not income limits. EMI is a better indicator of affordability than the MRP. MONEY TODAY presents a new way to compute affordability.

Your world

This snapshot of the rupee's performance may aid you in making overseas investment decisions.

Brain Trust

'Keep emotions out of investment'

Santosh Kamath, CIO, Fixed Income, Franklin Templeton Investments, tells us his mantra of investment.

Small Fortune

Online savings

Switch to online payment of bills and save both money and time.

BASICS

Know your investor type

A combination of instinct and knowledge differentiates short-term investors from those who invest for longer term. Know what you are.

Upfront

Free entry

Every time you invest in a mutual fund you pay an entry load of 2-2.5% of the invested amount.

Travel

Affordable luxury

Cheap no longer means seedy. The new breed of budget hotels promise to complete the mission undertaken by low-cost carriers to revolutionise domestic travel.

Technology

Budgeting add-ons

In the last issue we provided financial break-up of a personal computer (PC) for three different user levels. We round it off with options for must-have peripherals.

Tax

Will my son's income be clubbed with mine?

This depends on whetner he has earned using his talent or knowledge, or not.

Talk Back

Talk back

This is your space, where you ask questions, make complaints and give suggestions. Read on to see what some of you have to say.

Query Corner

How can one assess a new fund offer (NFO)?

Here are five things that an investor must consider before investing in an NFO. Take a look.

Portfolio Doctor

Over insured under invested

Kolkata-based software professionals Ameet Raj Mund and his wife Sanghamitra are spending too much on insurance and investing too little in equities.

Investment

Better than cash

Near-cash instruments, while earning interests, act as financial parachutes during emergencies.

My Story

Money on wheels

Shivani and Suparna Chopra floated a niche venture to bring in the moolah. And they are doing quite well.

Sector Scenario

Limping to recovery

Enam Securities feels that most pharma companies will continue with lukewarm performance in 2007.

Editor's Note

From the Managing Editor

The core of value investing is making the right choices and sticking with them for years.

Banking

Learning through EMIs

For many students from middle class families, an education loan is the only way to meet the rising cost of higher education in India or a foreign degree.

New Business

On the move entrepreneur

Strong business relationships helped this techie build three successful software start-ups in just 12 years.

Expert View

An investor will typically buy to hold for a longer duration and will aspire to achieve a larger per cent gain on every item than the trader, who wants to buy, exit and redeploy the ammunition into the next trading opportunity.

What to make of subprime crisis

Keep your money ready to invest. Stay disciplined, ignore the free drinks, and you will profit: steadily but surely.

Tiding over troubled times

In the long run fundamentals are the key determinants. Even the greatest bull market witnessed sharp declines. Trying to predict the direction of the market over the near term is an exercise in futility.

Chemistry of stock picking

A sharp decline in equities is Christmas for the smart researcher. Even as the quick-fixers complain of being put out of a living, the serious look at their watch and say, ‘Oh, time to get back to work’.

Just a few speedbumps

The recent cyclical monetary tightening will only moderate, not derail, the strength in spending. And the impact of higher interest rates will not kill the investment boom currently under way.

Pursuit of passion

A life-changing move would mean that you are attempting to find a new mission; a pursuit of your passion.

In this MT Issue

Making sense of the Sensex

The Bombay Stock Exchange's Sensex, the most-monitored index of stock prices, exaggerates volatility. MONEY TODAY dissects it to show you how.

If Graham and Buffett picked Indian stocks

MONEY TODAY applies the methods of Benjamin Graham and Warren Buffett to the Indian market to generate lists of stocks that pass their test.

Careers

All risks no regrets

In his mid-40s, Sunder Iyer decides to resign from a regular job to follow his passion for photography, taking a cut in his income. Yet he is happy.

Books

Options before you make an option

Written in a down-to-earth style with a liberal dose of examples, this book for beginners is useful for the employee with stock options as well as a job-seeker, says Namrata Dadwal.