The Sensex is going through the ceiling one day and crashing with equal speed the next. Should you play safe and shun the stock markets? We tell you golden rules to beat the market and have an edge even in volatility.
You can’t ignore (FII) money that owns 27% of the Sensex. This (and not your Indian money) will also get a free ‘carry-ride’ as the rupee appreciates, and will decide what will happen to your portfolio.
Ulips, compared with traditional life insurance plans, can provide risk cover across asset classes, providing you with a choice of investments suited to your life-stage requirements and your risk profile.
The assessment of life insurance needs shouldn’t be a one-time exercise, it should be dynamic and responsive as life itself. Your life policies should ensure protection for your family and serve as a wealth-creation tool.
Like the fabled 'magic mirror on the wall', the policy illustration always tells the truth. The regulator and the insurers consider the illustration a key instrument when setting reasonable policyholder expectations.
We must be comfortable with our choice of insurer. That is because life insurance is a longterm contract between the insurer and the policyholder. This involves consideration of the quality of service.
In the 1980s, the Operation Flood campaign ensured that families made milk a vital part of their diet. Milk sales soared as a result. That was followed by a campaign to popularise eggs, which, of course, led to higher consumption of eggs.