Stocks

Boom or bust
The Sensex is going through the ceiling one day and crashing with equal speed the next. Should you play safe and shun the stock markets? We tell you golden rules to beat the market and have an edge even in volatility.

PNB, Pfizer going healthy
We scan through dozens of research reports to present you the six most relevant stock recommendations.
Cash or carry?
Dipen Sheth tweaks Money Today portfolios with investments in two unknown small-caps being the highlight.

2007-10-18

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Brain Trust

Asset allocation must guide investments

R Srinivasan, a portfolio manager, tells us his investment mantra and advises on which stocks to go for and which to avoid.

'KEC & Thermax were good picks'

A senior vice-president with DSP Merrill Lynch shares with us his investment mantra.

Tax

Will gifting money to son help cut down on tax?

The I-T Act does not provide for deduction on gifts made to relatives. Therefore, the amount will be taxable.

In this MT Issue

Protection for the bull

When it comes to investing, there’s nothing as uncertain as the stock market.

What type of policy to buy

Today, there’s almost too much choice in the insurance arena. Take care to pick the plan that’s right for you.

Sector Scenario

Sector scenario: Feeding growth

The government’s thrust on infrastructure development has triggered major investments in the core sectors of power, mining, transport, etc.

Talk Back

Talk back

Stock analysis is highly complicated and there is no last word on it. However, ordinary investors can do some basic calculations for making more informed decisions.

BASICS

Making a claim

An insurance policy is meant to compensate you in case of a loss of income due to health reasons, or your financial dependents in the event of your death.

Editor's Note

From the Managing Editor

Since most people don’t know what insurance they have, they don’t know why they have it and if it is adequate.

Expert View

You can’t ignore (FII) money that owns 27% of the Sensex. This (and not your Indian money) will also get a free ‘carry-ride’ as the rupee appreciates, and will decide what will happen to your portfolio.

Investing in insurance

Ulips, compared with traditional life insurance plans, can provide risk cover across asset classes, providing you with a choice of investments suited to your life-stage requirements and your risk profile.

Way to wealth

Insurance is a systematic investment plan that forces you to invest money periodically to make your financial goals work.

Insure your retirement

Retirement is a new life, different from what you have lived throughout your life. Retirement is about doing what you always wanted to do but work did not permit.

Looking ahead

Customers can be expected to be sought after, pampered and served well through the efforts of nearly two million agents, banks and other distributors.

Protect your biggest asset

The assessment of life insurance needs shouldn’t be a one-time exercise, it should be dynamic and responsive as life itself. Your life policies should ensure protection for your family and serve as a wealth-creation tool.

Healthy way to security

A life insurer is not tuned to handle a large number of claims and the coverage terms are also quite different.

Before you buy...

Like the fabled 'magic mirror on the wall', the policy illustration always tells the truth. The regulator and the insurers consider the illustration a key instrument when setting reasonable policyholder expectations.

Insure good service

We must be comfortable with our choice of insurer. That is because life insurance is a longterm contract between the insurer and the policyholder. This involves consideration of the quality of service.

Mutual Fund

Tax-planning funds faring well

Here we analyse select funds against different parameters and tell you which ones are doing well and which are not

Real Estate

Mysore, the new home of IT?

Mysore has emerged from the shadow of neighbouring Bangalore and become an attractive IT destination.

Technology

Sound bytes

In the market for a portable MP3 player? Chances are you won’t get far beyond the iPod.

Small Fortune

Free in 5 years

Still awaiting a price cut to switch to digital photography? Look beyond the MRP and you may not have to wait.

Insurance

New agents of change

A job in insurance is not just about pushing policies on people. It’s a lucrative career in a large and rapidly growing industry.

Reaching out

Distribution accounts for the largest element in an insurance company’s costs and affects profitability.

Why you need life cover

Insuring your life for an adequate amount is one of the best legacies you can leave for your financial dependents.

Life insurance primer

At MONEY TODAY, we believe that it's not enough to know how to make your money work better. While creating wealth is undoubtedly important, it's equally important to protect your wealth.

Why you need pension plans

You can use insurance policy to enjoy a comfortable retired life, or even bequeath an estate to the individuals or institutions you like.

Make the most of Ulips

Conventional wisdom is out. A penny saved is no longer a penny earned. In fact, thanks to inflation, that penny could be worth less in a few years than what it was when you saved it.

For a complete financial plan

In the 1980s, the Operation Flood campaign ensured that families made milk a vital part of their diet. Milk sales soared as a result. That was followed by a campaign to popularise eggs, which, of course, led to higher consumption of eggs.

Insure right and live easy

If you pick the right policy, life insurance can be an excellent wealth protection, accumulation and preservation tool.

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