Personal Finance

New PAN card rules from April 1, 2026: How to apply via Protean, e-filing portal

One of the key changes is the discontinuation of Aadhaar-only PAN applications. Applicants must now submit additional supporting documents along with Aadhaar for identity verification. This marks a shift toward a more robust Know Your Customer (KYC) framework.

Indian residents and entities must now use Form 93 instead of the earlier Form 49A, while non-residents are required to submit Form 95 in place of Form 49AA.

Investment

These loans often carry high interest rates and frequent repayment schedules, making them particularly stressful for borrowers.

‘₹3.3 lakh EMI on ₹2 lakh salary’: Advisor warns of rising ‘fintech debt trap’ among earners

The cumulative 125 bps reduction significantly lowered borrowing costs across the banking system, particularly for floating-rate loans linked to external benchmarks like the repo rate.

How much home loan EMI you are saving now since RBI's last rate cut

Prices vary slightly across cities due to local taxes, transportation costs, and jewellers’ margins.

Gold, silver rates on April 3, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

The new system ensures ETF prices better reflect local demand-supply dynamics, currency movements, and import duties.

Gold, Silver ETF rules change: How it affects Your portfolio & returns

Despite recent corrections, gold and silver ETFs have delivered strong returns in FY26. Silver ETFs surged nearly 118%, while gold ETFs gained over 54%.

Gold, silver crash drags ETFs down: Here’s how gold & silver ETF prices work

Precious metals, which are traditionally considered safe-haven assets, have not shown sharp upside, indicating cautious investor sentiment and stable domestic demand.

Gold, silver rates on April 2, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Central banks remain key to the gold market, holding nearly 39,000 tonnes worth about $5 trillion, or 26% of global reserves.

Gold remains a $31 trillion market, still under-allocated in investor portfolios: Report

One of the biggest mistakes investors make is expecting gold to deliver consistent returns. Its primary role is capital preservation during stress.

How to protect your gold investments during a financial crisis

Gold, silver rates on April 1: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

In the near term, gold and silver are expected to remain volatile but largely range-bound.

Gold, Silver rates on March 31: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

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Retirement Planning

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Insurance

Another key risk during the March-end rush is mis-selling.

March 31 insurance deadline: Why last-minute buying can hurt your finances

Maternity is top cost for companies — why your workplace health insurance may get costlier in 2026

Are you relying only on employer health cover? Nithin Kamath says it may not be enough

₹1.72 saved for every ₹1 spent? Study shows prevention sharply cuts insurance claims

41% surge in health insurance complaints raises concerns over service quality, investor risk in sector

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Tax

The ₹25 lakh exemption cap significantly reduces tax burden at retirement, especially for long-tenured employees.

BT Explainer: Set to retire? How ₹25 lakh leave encashment can be tax-free

Each Form 121 submission will now carry a Unique Identification Number (UIN), improving tracking, transparency, and compliance in TDS reporting.

Form 15H scrapped: What senior citizens must know about new Form 121 for TDS relief

The reduction in TCS directly lowers the amount of money deducted at the time of transaction.

TCS reduced to 2% on travel, education remittances: What changes for students, travellers

Introduced in 2012–13 and effective April 2017, GAAR targets tax avoidance through structures lacking genuine business purpose.

Legacy assets: New I-T rules shield pre-FY18 foreign holdings from GAAR; clarity after Tiger Global case

Kar Saathi is a key pillar of the government’s broader strategy to support the transition to the new Income Tax Act, 2025, which comes into effect from April 1, 2026.

Filing ITR soon? New ‘Kar Saathi’ AI chatbot is here to help you

PAN correction rules change from April 1: New forms, Aadhaar, process explained

Real Estate

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Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

Personal Finance

Investment

‘₹3.3 lakh EMI on ₹2 lakh salary’: Advisor warns of rising ‘fintech debt trap’ among earners

How much home loan EMI you are saving now since RBI's last rate cut

Gold, silver rates on April 3, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Gold, Silver ETF rules change: How it affects Your portfolio & returns

Gold, silver crash drags ETFs down: Here’s how gold & silver ETF prices work

Gold, silver rates on April 2, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Gold remains a $31 trillion market, still under-allocated in investor portfolios: Report

How to protect your gold investments during a financial crisis

Gold, silver rates on April 1: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Gold, Silver rates on March 31: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Retirement Planning

Form 15H replaced by Form 121: What changes for senior citizens from April 1, 2026

Working women more prepared for retirement, but fear of loneliness rises: Axis Max Life Study

Planning to retire at 55 -- How can I secure Rs 75,000–Rs 1 lakh monthly pension?

Planning to retire at 45? Is a Rs 6-crore portfolio enough to last through your golden years?

NPS Swasthya Equity Plus: Grow your retirement corpus, access funds for health with ICICI Pension Fund’s new bet

From NPS Swasthya Pension Scheme to new products: How PFRDA is revamping the NPS

March 31 insurance deadline: Why last-minute buying can hurt your finances

Maternity is top cost for companies — why your workplace health insurance may get costlier in 2026

Are you relying only on employer health cover? Nithin Kamath says it may not be enough

₹1.72 saved for every ₹1 spent? Study shows prevention sharply cuts insurance claims

41% surge in health insurance complaints raises concerns over service quality, investor risk in sector

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

Visual Stories

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