Everybody says, mutual funds are the best way to de-risk your portfolio. But the Money Today-Value Research list of India's Most Wanted Stocks over the past two years proves that this is a widely accepted fable. Here is the new set of investment truisms.
People believe that fund managers will always be able to outperform the benchmark because the Indian market is inefficient and the managers have better information. but in practice, this theory falls flat.
If you have lost your job, this is not the time to be choosy. Sitting at home, waiting for a better job, increases frustration and depletes savings. If you can’t find another job, seriously consider self-employment.
The current collapse in the stock market is because of a liquidity squeeze. it’s a case of too little money chasing too many assets. Such markets throw up chances to buy stocks at prices that are way below their real values.
Check if your favourite stock can withstand shocks such as a couple of bad quarters (look for low overheads), fund crunch (check the dividend yield), interest rate hikes (tolerate zero-to-low debt) and margin squeeze.
Serviced apartment is no longer a foreign concept catering to expats and business travellers. Rivalling, and often, trouncing hotels in convenience, flexibility and budgeting, the new hospitality havens sprouting across Indian cities can offer more than you bargained for.
Stock investing is not for everyone. You should enter only if you can withstand the gut-wrenching feeling that comes with the ups and downs in the markets. Take this short quiz to find out if you are mentally suited to dabbling in equities.
If you are plagued by the twin bugaboos of financial formulas and cryptic concepts, turn to this book. Devoid of jargon, yet covering most analytical techniques, it will help you monitor your investments more adeptly, says Sameer Bhardwaj.
According to RBI, fake currency worth Rs 2.31 crore was detected in 2006-7, and the figure went up to Rs 5.49 crore in 2007-8. The jump has been registered mainly across Rs 100 and Rs 500 denominations.
If the income-tax office has provided incorrect account details, you can resolve the matter by visiting ITO with the copies of the acknowledgement of your return and the bank statement with the account details.
The stock market work on the free market principle. So, it is almost impossible to fix a price for the stocks. The investors who want to play it safe can always go for debt instruments such as fixed deposits, National Savings Certificates and the Public Provident Fund.
At Colour Factory, you can paint pottery, even make it, and take it home at nominal rates. Gurgaon-based Vikas Verma, 45, helps people lend colour to their creativity through the five outlets spread across the country.