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Gilded age
Some want to retire as crorepatis. Others want to retire at 40. No matter what the goal, smart planning can take you there.Start young, retire richOn the home stretch by 40

Generational shifts
India is a young country and the present generation represents “Money Today”. This is a confident and impatient generation, born or growing up in the 90s.
Start young, retire rich
Plan early to be able to retire from the rat race and follow your dream, says Narayan Krishnamurthy.
On the home stretch by 40
Your retirement home should not eat into your retirement corpus, says Narayan Krishnamurthy.
It's never too late to plan
You can save enough for a comfortable retirement even if you begin in your 50s, says Kamya Jaiswal.
Don't trust in luck alone
No dependants doesn’t mean no planning. Singles need to focus on individual needs, says Sushmita Choudhury.
Market edge for your pension
Unit-linked plans from insurers and funds offer several benefits, say Narayan Krishnamurthy and Rakesh Rai.
A little parental guidance
Priya Kapoor says you should talk to your parents about their retirement plans and bridge any shortfall.
Be proactive to be empowered
Women should be aware, if not actively involved, in planning their own retirement, says Narayan Krishnamurthy.
Take your pick: Hills or beaches
You might have to work in a city, says Rakesh Rai, but you don’t have to let urban smog ruin your sunset years.
Don't plan to stop working
There’s life and career after retirement, say R. Sree Ram and Sushmita Choudhury.
Looking forward to retirement
More and more people are keen to live it up after retirement. This is because the fastest growing age group in India has a host of benefits earmarked for them. Sushmita Choudhury and Namrata Dadwal highlight some of these.
A road map to retirement
Allocating resources in a good mix of growth and debt investments is essential. The risk profile of the portfolio should slowly go down as one gets closer to retirement.
Tax-friendly retirement savings
After retirement, your monthly pension will be taxed as salary at the applicable slab rates. If you take a lumpsum payment, the amount will be tax-free in your hands.

2008-10-30

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