The second Money Today-Value Research annual guide to help you review and revise your fund portfolio.All you Want to Know about mutual fundsFunds to weather the bear marketsArchive: First mutual fund guideSmall towns, big investments
Mutual funds expect people to be aware of their investment objectives and to invest according to their risk appetites. So a riskaverse person investing in an equity-oriented fund is as inappropriate as a risk-lover investing in a debt fund.
Currently, regulation in India does not allow for a wrapper structure, but once in place, insurance firms and fund providers can jointly offer as near a customised product as possible by allowing clients to choose the right mix of risk cover wrapped around funds.
Indian mutual fund investors have come of age and now follow a contrarian strategy: they invest during market corrections. More importantly, they have shown patience in the bear run by continuing to stay invested.
Buying funds randomly does not a portfolio make. You must have a strategy that determines which funds to buy and how much to invest in each. Here are five questions to help you decide whether a particular fund should be in your portfolio. Turn overleaf to understand your fund’s investment style.
The equity pendulum swings between euphoria and panic, creating opportunities. In the current scenario, where fear and market sentiment are overshadowing the fundamentals, Indian equities offer a great risk-reward opportunity.
The best thing to do is compare the fund with its stated benchmark. If it underperforms for two consecutive periods, it’s a clear sign to dispose it of. The second indicator to sell is when the fund underperforms its peers.
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