- The final aim of any investor is rather simple — buy low and sell high. However, in a sector as cyclical as real estate, investment decisions may become rather complex.
- Investing here can yield good returns as property is affordable and interest rates may stay stable. Interview with M. Ramachandran Opinion by Renu Sud Karnad
Oct 01, 2009
How much should you allocate to stocks?Subtract your age from 80. The difference is the percentage of your corpus that should be invested in stocks.
Can I forward losses in I-T returns?According to the Income Tax Act, losses under ‘house property’ can be carried forward even if the return is not filed on time. The loss can be carried forward for the next eight years and can be set off against income under the head ‘Income from house property’.
Costly cruiseYou may have the money to buy a car, but what does it cost to own it over five years? We tell you how to calculate the expenses you are likely to incur. In this section we review new products to help you sort the best buys from the worst. This time we look at mobile phones and their tariff plans.
Can you afford to buy a house?Whether you plan to buy a modest studio apartment or a four-bedroom penthouse, affordability depends on two things: the amount you pay as down payment and the size of the loan you can service.
Back on trackThe second fund in this new series on mutual funds is the HDFC Top 200, one of the oldest diversified equity funds. Here are eight winners that can help you reduce your tax outgo under Section 80C. Start SIPs in the ones that match your risk appetite.
Should you buy sectoral funds?The sharp focus and concentrated portfolios of sectoral funds have the potential to give high returns. But they also carry a higher risk.
The time is nowThe real estate market is definitely set to rise, making this a good time to consider investing in it. Hills, beach resorts and temple towns are not just vacation spots of choice, they can also provide healthy returns to savvy real estate investors. Investing in property within city limits could prove prohibitively expensive. Here are some suburbs where real estate is still affordable and the returns are promising, so you can bank on both long-term price appreciation and steady rental returns.
'There is a focused effort to handle realty grievances'M. Ramachandran, Secretary, Urban Development Ministry, tells why the government has a vital role in making investment in property hassle-free.
Artistic revivalNot even the blue-chip painters have been spared by the art market crunch.
The new hot spotsIf the countries listed here are on your travel itinerary, swap the popular tourist lures for the new entrants that share a rare commonality — affordable lodging. Break the cardinal rule and travel during peak season—only during festivals. You can savour the best of local culture at discounted rates.
Packing a punchThey have been around for years, but ultralight Notebooks have suddenly taken the Indian market by storm.
Dear Finance Minister...Here are a few changes that we would like to see in the new Direct Taxes Code 2009.
Earn more than the SensexSize doesn’t matter. While blue-chip companies have performed dismally, small- and mid-caps are showing how profitable they are. For the market to move up further, the oil and gas sector has to contribute significantly. Continuing the series on financial concepts, we explain why beta could be a useful tool to measure the market risk of a stock.
'Base investing on long-term fundamentals and it will pay rich dividends'Lalit Thakkar, Director, Research, Angel Broking tells how investors can profit by sticking to market basics and the reasons for his confidence in India’s growth story. Buying a call option, a simple trading strategy, can offer vast gains if the market is expected to be bullish in a short period.