Personal Finance

Investment 2026: Gold’s low correlation With equities makes it a strong diversifier: Report

When stock markets turn volatile or decline, gold often moves differently, helping reduce the overall impact on your portfolio. Unlike bonds, which may struggle during high inflation, gold has consistently acted as a dependable diversifier across varying market conditions.

Unlike stocks or bonds, gold does not generate income such as dividends or interest. This makes it harder to value using traditional methods.

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Investment

Investment 2026: Gold’s low correlation With equities makes it a strong diversifier: Report

A ₹10 lakh loan with FD arbitrage may look attractive, but it significantly increases your EMI burden and risk.

₹14 lakh car plan: Should you take ₹5 lakh loan or ₹10 lakh with FD arbitrage strategy?

Across the industry, jewellers are offering advance bookings, making charge discounts, and price-lock deals to boost festive demand.

Akshaya Tritiya 2026: Jewellers roll out gold price protection offers to attract buyers

The Public Provident Fund (PPF) is a government-backed long-term savings scheme that offers stable returns with high tax efficiency.

PPF investment rule FY27: How depositing funds before the 5th every month can maximise your returns

Mumbai, Kolkata, Bengaluru, Hyderabad, Kerala, and Pune reported 24-carat gold prices at ₹14,896 per gram.

Gold, silver rates on April 4, 2026: Gold dips across 18K, 22K, 24K in Mumbai, Delhi, Chennai; silver remains resilient at ₹2.49 lakh/kg

These loans often carry high interest rates and frequent repayment schedules, making them particularly stressful for borrowers.

‘₹3.3 lakh EMI on ₹2 lakh salary’: Advisor warns of rising ‘fintech debt trap’ among earners

The cumulative 125 bps reduction significantly lowered borrowing costs across the banking system, particularly for floating-rate loans linked to external benchmarks like the repo rate.

How much home loan EMI you are saving now since RBI's last rate cut

Prices vary slightly across cities due to local taxes, transportation costs, and jewellers’ margins.

Gold, silver rates on April 3, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

The new system ensures ETF prices better reflect local demand-supply dynamics, currency movements, and import duties.

Gold, Silver ETF rules change: How it affects Your portfolio & returns

Despite recent corrections, gold and silver ETFs have delivered strong returns in FY26. Silver ETFs surged nearly 118%, while gold ETFs gained over 54%.

Gold, silver crash drags ETFs down: Here’s how gold & silver ETF prices work

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Retirement Planning

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Insurance

Another key risk during the March-end rush is mis-selling.

March 31 insurance deadline: Why last-minute buying can hurt your finances

Maternity is top cost for companies — why your workplace health insurance may get costlier in 2026

Are you relying only on employer health cover? Nithin Kamath says it may not be enough

₹1.72 saved for every ₹1 spent? Study shows prevention sharply cuts insurance claims

41% surge in health insurance complaints raises concerns over service quality, investor risk in sector

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Tax

The revised framework makes one thing clear: meal vouchers up to ₹200 per meal are now non-taxable perquisites under both the old and new tax regimes.

Food vouchers tax rule from April 2026: What it means for you under old vs new tax regime

Despite the reduction in TCS, experts caution that the total cost of remittance goes beyond tax.

Sending ₹30 lakh abroad? A 3% forex markup may cost you ₹90,000

The CBDT has notified the Income Tax Rules, 2026, which bring major changes to how salary income, allowances, deductions, and perquisites will be reported.

March vs April salary 2026: Which Income Tax law applies to your paycheck this month?

Section 54F relief: ITAT Hyderabad grants ₹2.80 cr tax break to NRI in rare case

The new DIN rules strengthen transparency while offering flexibility to tax authorities in exceptional situations. For taxpayers, the DIN continues to serve as a critical safeguard against unauthorized or invalid communications.

Got an income tax notice? What you must check before trusting any tax notice

The ₹25 lakh exemption cap significantly reduces tax burden at retirement, especially for long-tenured employees.

BT Explainer: Set to retire? How ₹25 lakh leave encashment can be tax-free

Real Estate

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Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

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Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

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HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

Personal Finance

Investment

Investment 2026: Gold’s low correlation With equities makes it a strong diversifier: Report

₹14 lakh car plan: Should you take ₹5 lakh loan or ₹10 lakh with FD arbitrage strategy?

Akshaya Tritiya 2026: Jewellers roll out gold price protection offers to attract buyers

PPF investment rule FY27: How depositing funds before the 5th every month can maximise your returns

Gold, silver rates on April 4, 2026: Gold dips across 18K, 22K, 24K in Mumbai, Delhi, Chennai; silver remains resilient at ₹2.49 lakh/kg

‘₹3.3 lakh EMI on ₹2 lakh salary’: Advisor warns of rising ‘fintech debt trap’ among earners

How much home loan EMI you are saving now since RBI's last rate cut

Gold, silver rates on April 3, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Gold, Silver ETF rules change: How it affects Your portfolio & returns

Gold, silver crash drags ETFs down: Here’s how gold & silver ETF prices work

Retirement Planning

Digital life certificates: 1.4 million super seniors go online in FY26

BT Explainer: Form 121 - How the new TDS declaration form simplifies tax compliance for senior citizens in 2026

Form 15H replaced by Form 121: What changes for senior citizens from April 1, 2026

Working women more prepared for retirement, but fear of loneliness rises: Axis Max Life Study

Planning to retire at 55 -- How can I secure Rs 75,000–Rs 1 lakh monthly pension?

Planning to retire at 45? Is a Rs 6-crore portfolio enough to last through your golden years?

March 31 insurance deadline: Why last-minute buying can hurt your finances

Maternity is top cost for companies — why your workplace health insurance may get costlier in 2026

Are you relying only on employer health cover? Nithin Kamath says it may not be enough

₹1.72 saved for every ₹1 spent? Study shows prevention sharply cuts insurance claims

41% surge in health insurance complaints raises concerns over service quality, investor risk in sector

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

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Improving the realty class

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Builders baits'

Visual Stories

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